Chapter 13 is often referred to as a bankruptcy court – ordered debt consolidation.Chapter 13 will stop a pending foreclosure or car repossession. It will stop a wage assignment or wage garnishment. It will even prevent the IRS from taking any tax refunds that you are entitled to. In short, a Chapter 13 will allow you some breathing room so you can reorganize your finances. At the Law Offices of Stuart B. Handelman we believe that everyone deserves a second chance at financial freedom. Contact