Pay ones bare minimum repayment by the due date month after month, to protect yourself from more fees. If you're able to find the money to, spend greater than your minimum cost to be able to reduce the interest fees. Just be sure to spend the money for minimal amount of money prior to deadline. When you invest in your first bank card, or any kind of cards either, make sure you pay close attention to the particular fee schedule, apr, and many types of terms and conditions.