Car insurance terms contain a lot of wording that can be confusing. Sometimes, it can seem downright confusing. This article will help you keep up with the complex terms your insurance agent uses. Once you know the meaning of these terms, you will be better able to make the right decision. Keep your annual mileage figures as low as you possibly can. If this is a tricky task for you, it may be worth investing in an inexpensive car to serve as your second vehicle.